It’s time to forget about the past and look toward the future: a future without financial stress.
No matter how those bills started piling up, you deserve a chance to break free – a chance to regain control of your finances and your life. Our team of professionals has helped thousands of people free themselves from the burden of debt, and we can help you too. We invite you to learn more about debt and explore the impact of your personal debt. Then, discover how The Debt Negotiation Company can...
The statistics about debt reveal one startling truth: Americans increasingly find themselves in debt. The reasons for consumer debt include medical bills, loss of income, divorce, or excessive spending. Yet regardless of why consumers find themselves in debt, they eventually feel pressure and stress, which can affect their mental health, their job performance, and their family relationships. According to the U.S. Courts, 617,660 Americans filed for bankruptcy in 2006, even after the Bankruptcy Abuse...
If you’ve heard the term “good credit” but wondered what exactly that means – and how to attain this lofty goal – you’re not alone. Your credit refers to the score lenders use to determine whether you qualify for a loan and how much you qualify for. The FICO system assigns a number, from 300 (extremely poor) to 900 (perfect credit). Most people fall within 550 to 750 points. As the following chart shows, your FICO score depends on five factors: payment history, amount owed, length of...
We are so happy to be free of debt and are grateful for the service FCS provided!
-Ricky
The service FCS provided for us was a lifesaver, as we worried ourselves, almost to health issues, because of the credit card bills. We were struggling to the point that we did not know what we were going to do! I feel that we could not have done anything but be in debt for the rest of our lives without FCS! We are so grateful!
-Zola
The program was helpful, doable. It made me feel more complete as a person.
-Judy
Overall,...
Debt Statistics:
When you found yourself overwhelmed with personal debt, you probably felt incredibly alone – and a bit embarrassed. Debt just isn’t something people feel comfortable talking about, so they try to hide their situation. Statistics show, however, that while people may not be talking to their friends about debt they are certainly experiencing it in record numbers.
The average American carries $8,562 in credit card debt.1
In May 2002, U.S. consumer debt surpassed disposable...
Debt Options: Making the decision to control your debt requires courage. Fortunately, you have options when you decide to start to eliminate your debt:
Do It Yourself – For many people faced with debt, admitting they have a problem can prevent them from seeking the expert help they need. Making the minimum monthly payments, however, leaves people even further in debt, a downward spiral that’s nearly impossible to escape unless you can suddenly gain the wealth needed to pay off huge amounts of...
Debt Statistics:
When you found yourself overwhelmed with personal debt, you probably felt incredibly alone – and a bit embarrassed. Debt just isn’t something people feel comfortable talking about, so they try to hide their situation. Statistics show, however, that while people may not be talking to their friends about debt they are certainly experiencing it
read more..
Debt Options: Making the decision to control your debt requires courage. Fortunately, you have options when you decide to start to eliminate your debt:
Do It Yourself – For many people faced with debt, admitting they have a problem can prevent them from seeking the expert help they need. Making the minimum monthly payments, however, leaves
read more..